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FAQs

Do you still have a question that we haven’t answered? Below are 10 questions that realtors in the Cayman Islands frequently get asked. Hopefully, you will find the answer you are looking for – if not, please feel free to Contact Us or call 345 916 7020 and one of our friendly agents will be happy to help you.

It may seem, especially in a seller's market, that paying a realtor is an unnecessary expense. Not so. A good realtor has intimate knowledge of the local market and of comparable properties. They will save you time by only showing your home to genuine, qualified buyers, and will take care of showings and open houses. Your realtor will arrange viewings and take care of the paperwork for offers and counter offers. They can also offer advice on staging your property to attract top dollar.

While it is not legally essential, we strongly advise clients to get legal representation - buying a house is a major investment; we want to make sure you have been well advised and are protected.

Yes! There is no restriction on foreign ownership of property in the Cayman Islands.

Stamp duty is currently 5 percent for Caymanians and 7.5 percent for residents and foreign investors (minus the assessed value of chattels). First time Caymanian Buyers also enjoy reduction and in some cases the entire stamp duty waived. In addition there are stamp duty concessions for some properties in Cayman Brac. Please contact us for additional information.

Generally, yes, previously owned properties will include furniture.

All of the major banks in the Cayman Islands offer mortgages to qualified buyers; our agents can recommend a bank if needed.

We recommend that every purchaser get a home inspection before completing their purchase, and this is often a condition on their offer. It should be noted that property purchase in the Cayman Islands is “buyer beware”; there is no option for making claims against a seller at a later date. We will be happy to make a recommendation of a reputable inspection company who will supply you with a thorough report.

Newcomers are obliged to enrol their children in a private school and there are no ‘catchment’ areas for these. There are many excellent ones.

Yes! There are many lots available in most areas of Grand Cayman, as well as in the Sister Islands, and there is a wide choice of architects and builders for you to choose from. An additional advantage to building your own home is that stamp duty is only charged on the value of the land, significantly reducing that particular expense.

Our agents all have extensive knowledge of the local market and are experts at assessing the real value of a property. We will advise and oversee all offers and counter offers that you make.

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